How to Get a Pay Day Advance (payday loans)


A pay day loan, also known as a payday advance or a cash advance, is a loan that you take out against your next check. When you apply and receive one of these loans, you have until your next payday to come in and pay it off. Millions of people now use these loans to cover the bills and expenses they face between checks.


How Long Do You Have to Pay Off a Loan?

One question that many borrowers have before they apply is how much time they have to pay off their loans. Many companies will look at your pay schedule and then require that you pay back the loan and any interest when you get your next check. We understand that you might have that cash earmarked for other bills like your mortgage or water bill, which is why we give you the freedom to pick your repayment terms. Some of our borrowers come in the following week and pay off their loans because they needed just a little extra help. Other borrowers take weeks or even months to pay us back. We work with you to decide on the best repayment plan for your unique situation.


How Much Can You Borrow at One Time?

Borrowers often turn to use because they need a small amount of cash and cannot go through a bank. Even if you have a good credit score and an account with a local bank, that bank will generally not loan out smaller amounts. It may even limit you to loans unless you want to buy a new car or home. With our loans, we will base your amount on factors like the amount you bring home with each check and your total expenses without pulling your credit report. Some borrowers take out loans in amounts as little as $50, but others borrow thousands of dollars at one time. We can often get that cash to you the same day that you apply or by the next business day.


How Can You Apply for a Loan?

Thanks to the online application available at, you can now apply for a pay day advance online in minutes. This application asks for your full name, phone number, email address, location you want to work with and the size of the loan you want. Once you apply, we’ll contact you about the length of your loan and the interest charged on your payday loan. You can borrow up to $500 and pay only $14 in interest, though the rate depends on both the size and duration of your loan. We can even deposit the loan right into your bank account. When you apply today, you’ll find out in minutes if you qualify for one of our loans to help you between paychecks.


At, you can get all the money you need between paychecks in less time than you ever expected. Visit our site to learn more about the payday loan process and to fill out our online application for a payday advance.

About the Author:

Mr. Money Mike is the owner of in Utah. He has been serving the community for over 20 years and has kept that small-town, friendly business feel ever since.


Author: money4youpaydayloans

Money 4 You Payday Loans is locally owned and operated. We’ve also been serving the Utah community for over 20 years. We started out as a small Mom and Pop operation with just one store in Sunset, Utah. We’ve kept that small-town, friendly business feel ever since, even as our success has pushed our business to heights. Even though we now have over 21 convenient locations along the Wasatch front, as well as an additional location in Idaho, we’ve kept our rates the same since the first day our doors opened. To keep the same rates for 20+ years is almost unheard of in any industry, but we’ve done it to show our customers that we offer the best service. Not only are our employees top-notch, but we also pride ourselves in our customer service that is second to none in the payday loans industry. We realize that bad things sometimes happen to good people and financial crises don’t discriminate. That’s why we’re here for you, whether you need some extra cash to pay a medical bill or you just want to get someone special a gift, even if that special someone is you. Money 4 You Payday Loans is your payday loan specialist; while most of our competitors do everything from title loans to signature loans, installment loans, and check cashing with payday loans on the side, Money 4 You keeps our focus limited so we can do one thing better than everyone else. That’s why you can trust us when it comes to your payday loan. Another thing that sets Money 4 You apart from everyone else is our dedication to the community. We love giving back by offering things like free iPads, big screen TVs, laptops, cell phones, and cash. You can visit our Facebook page to keep on top of our upcoming events, or you can tune in to local radio stations to find some of our fantastic giveaways. We love to interact with our clients, so we hope to hear from you soon! Apply for your payday loan at TODAY!

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